In most cases, your work related injuries won't be serious enough to cause more than a short term loss of income, and the companies that you work for will be helping you to cope with the loss of income and the loss of work.
Unfortunately, it may sometimes turn out differently. There are times when a work related injury may be long-term disability, or even permanent disability. In those cases, how do you handle the loss of your primary income and what recourse do you have to make sure that you survive financially and that you achieve a fair and equitable settlement for the things that you've lost? What are your rights and how long will you receive workers compensation? Is it forever?
Most companies will want to make sure that you are well cared for and that you're able to survive the injury. You will need treatment, medical care, sometimes ongoing medical care and often you're going to require an income aside from that to be sure that the bills are paid and there is food on the table. How do you make sure that you have all that you need.
It shocks people sometimes that a company they've been loyal to for years will literally balk at making sure that they can live after an injury at work. They are depressed not only about the injury but also about the treatment that they may see as disloyal on the part of the corporation where they were injured.
The first thing that you need to do when you are injured at work is to report that injury as rapidly as possible. While it may sound harsh and perhaps grasping, the second thing that you should do as soon as it becomes known that you' have a significant injury is to seek out competent legal assistance. Your company has attorneys who are working on their behalf. For you to do otherwise would be shortsighted. While most companies will want to assist you in making sure you have all the treatment and the funding that you need, rest assured that they are going to minimize that as far as they are able.
Making sure that you have all that you need is essentially up to you. You may be called upon to fight for your own rights as an injured party in New Jersey. Workers compensation will often pay short term benefits. However the more serious the injury the less likely it is that you will be able to rely on you employer or the workers compensation carrier to teat you fairly. In addition if you suffer a permanent injury even if you are able to return to work you are eligible for benefits. In the vast majority of cases these benefits will not be given to you unless you obtain legal representation
Navigating the New Jersey workers compensation laws isn't an easy task for even a trained attorney. Get help for your long-term disability. You can find legal representation that is well versed in the workers compensation laws of New Jersey and it is in your best interests to do so.
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